Is it better to refinance your mortgage or access your home’s equity through a line of credit? This is a common question asked by our clients and we realize it’s a big decision.

Applying for a mortgage or leveraging your home equity can be a confusing process, especially with so many lenders and loan programs to choose from. Our Loan Consultants are trained to help you identify your goals and will explain all aspects of the lending process to ensure you understand the details.

When you are ready to shop for a loan, it’s important to know the three critical components involved in a real estate finance transaction: your credit score and credit history, your loan-to-value and your income. Together, these facets help determine the type of loan best suited for you and the rate at which it is offered.